I need all the folks sitting at the kewl kid's table to put your thinking caps on and give an opinion.
For some strange reason, I trust your advice.
(Yes, insanity runs in my family)
On Saturday the Princess attended a birthday party for a fellow ten year old. Included in the party were lots of little ten year olds running around and having fun.
The hosts decided to break out the pinata, blindfold these kids and give them big heavy blocks of wood. Arming ten year olds is never a good idea in my mind but I digress.
When it was the Princess's turn, she was spun around and took a whack at the thing opening it and spilling candy on the ground. Since she was still blindfolded, she didn't realize she had opened it and tried to take another whack,
Right into another girls face.
With a bat.
We got the call shortly before it was time to pick her up that the princess hurt some one by accident and was hysterical. We went to get her but by that time the little girl was already on her way to the emergency room.
After leaving two messages this weekend, the parents of the injured little girl called me last night. Three stitches in her lip which isn't the worst. Two of her front teeth are cracked and will need to be capped. Capped now and redone in a few years when she grows some more.
Poor thing. I feel terrible.
Personally, I think I should pay part of these medical costs even if it was an accident. I emailed the owner of the house and asked if she had contacted her home owners insurance to cover any of it. This was my initial email to her:
XXXXX mom just called. XXXXX needed three stitches and will need one to two front crowns as her teeth are cracked. Poor thing. She wanted to get them fixed before school started but the dentist is waiting for them to heal a bit.
Have you called your home owners insurance? I will certainly help with the bills but I would think home owners insurance would cover most of it minus whatever deductible. (SCM) is going to meet the teacher tomorrow and so is XXXXX mom so maybe you three can talk about it.
I feel terrible for the poor thing. What a nasty accident. Anything that effects a young ladies smile is so upsetting to them. :-(
August 17 at 10:10pm
I never looked into my insurance I never knew she wanted me to contact them. I guess I can call. Did she say for me to call. I thought they had health insurace. Do they want me to pay the deductable. She never said anything today
Then she seemed to have thought a while and got pissed off:
If it was XXXXX that it happened to at their house I would not expect them to pay, accidents happen. When I talked to her today she never mentioned a word. I am actually shocked that she is asking for me to call the homeowners insurance over this type of an accident. I have had kids hurt themselves before at my house and that was never even mentioned to call insurance. I would never expect anyone to claim homeowners if something happedned to XXXXX of that sort. Hopefully I will see them tomorrow
I wrote her back and said that the girl's mom did not ask me for a dime nor did she mentioned home owners insurance but it is what I think we should do. This accident is going to cost this family thousands in dental work.
So kewl kids and kewl kids wannabes, what do you think should be everyone's obligation if any?
Just received another email from the owner of the house:
"I just talked to her and she wants my homeowners to pay I told her I could not believe she was doing this for an accident. Then she told me this problem with her teeth could last 10 years. I told her the two who will suffer is (her kid) and (kid who got hurt) becasuse I will not have her over she is a liabilty. My deductible is probally more than the cost. I told her she is just looking for money."
Yup..this is going to be ugly.